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The City regulator, the Financial Conduct Authority, said that plans should be put in place to make it easier for mortgage applicants to find the best deal on their home loans. This followed the discovery that one in three mortgage applicants are unable to find the cheapest mortgage deal. If people do find the cheapestRead more

Whether you are a new landlord or have been in the buy to let business for some time it is essential that you are aware of the five important laws below so that you do not run into any trouble. These laws are enforced and some landlords fall foul of them and end up payingRead more

OneSavings Bank recently reported that more than 50% of mortgage brokers were approached by investors in buy to let properties about the diversification of their portfolios. This has happened within the last 6 months. HMO’s the most Popular Choice Of the buy to let investors that approached brokers regarding the diversifying of their portfolio, 56%Read more

Let’s face it buying and selling a property can be a stressful experience. One of the areas where it can go really wrong is during the conveyancing period. You need to hire a conveyancing solicitor for the ultimate transfer of the title as well as contract drafting, the exchange of funds and more. A fewRead more

There are so many people under the age of 45 renting private accommodation these days. They do not have their foot on the property ladder which they want to do, and Labour is promising people that their tenant legislation will be very friendly. This could really cost the Tories in votes. The charity, Shelter, hasRead more

As if you didn’t have enough to worry about as a landlord, one council in the UK is going to introduce spot checks for rental properties. The aim of this initiative is to tackle the number of private rental properties that are in poor condition and provide a better deal for tenants. If the schemeRead more

The Hometrack consultancy recently announced that London house price growth is the lowest that it has been for seven years. The prices for houses are down across 42% of London postcodes. The latest Hometrack cities price index reports that this high level of London postcodes experiencing yearly house price falls means that London’s house priceRead more

The number of remortgages in January 2018 was the highest that they have been for nine years. The number of first time buyer home loans was also up but the buy to let market was very quiet. In the first month of 2018 there were 49,800 remortgages completed by existing home owners. This was upRead more

Landlords have had a tough time over the last couple of years and if you are a landlord with an HMO then things could be about to get worse for you. There are new HMO regulations coming into force in 2018 and this includes a mandatory licensing scheme. Making Life easier for Councils There wasRead more

Rental prices have risen by 2.5% recently and this means that the average rent per month in England and Wales is now £853. These are figures from January 2018. In a report by Your Move, 8 out of 10 regions in England and Wales have seen rental increases. London and the North East are theRead more